From Ogg@VERT/CAPCITY2 to Digital Man on Sat Jul 22 20:18:00 2023
Hello Digital Man!
** On Friday 21.07.23 - 20:52, Digital Man wrote to MRO:
The whole credit rating system is a scam. Don't fall for it!
It's impossible to escape. Your payment of bills is reported
to those Equifax-esque companies anyway. Your score is
adjusted when you pay on time or not.